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Table 5 Feature directionality. Feature directionality of the top 10 most predictive features computed using the Spearman correlation coefficient

From: Inferring psychological traits from spending categories and dynamic consumption patterns

Trait

Feature

Coefficient

p-value

Materialism

Charities

−0.204

<0.001

YOB

+0.207

<0.001

Postage/Shipping

−0.138

<0.001

Gambling

+0.111

<0.001

Transportation

+0.007

0.804

Food, drink and going out

+0.121

<0.001

Entertainment: in house

+0.073

0.008

Groceries and supermarkets

−0.045

0.104

Mobile

+0.075

0.007

\(D_{\mathrm{cat}}\)

−0.019

0.491

Self-control

\(a_{\mathrm{avg}}\)

+0.152

<0.001

\(n_{\mathrm{tot}}\)

−0.072

0.010

Groceries and supermarkets

+0.093

0.001

cv

+0.016

0.553

\(B_{\mathrm{daily}}\)

−0.040

0.153

\(B_{\mathrm{tot}}\)

−0.133

<0.001

\(N_{C}\)

+0.019

0.493

\(C_{\mathrm{persistence}}\)

−0.045

0.102

Cash, withdrawn and transfer

−0.052

0.063

\(C_{\mathrm{turnover}}^{5}\)

−0.054

0.051

Extraversion

Groceries and supermarkets

−0.109

<0.001

Food, drink and going out

+0.137

<0.001

\(\sigma _{D}\)

+0.038

0.176

\(B_{\mathrm{tot}}\)

+0.130

<0.001

Books

+0.009

0.757

Transportation

+0.122

<0.001

Games and gaming

−0.079

0.004

Mobile

+0.010

0.709

Household: spending

−0.069

0.012

Holiday

+0.085

0.002

Neuroticism

salary

−0.150

<0.001

\(a_{\mathrm{tot}}\)

−0.164

<0.001

\(a_{\mathrm{avg}}\)

−0.150

<0.001

YOB

+0.111

<0.001

\(N_{c}\)

−0.105

<0.001

\(C_{\mathrm{persistence}}\)

−0.032

0.252

\(n_{\mathrm{tot}}\)

−0.073

0.008

\(B_{\mathrm{daily}}\)

+0.101

<0.001

\(B_{\mathrm{tot}}\)

−0.019

0.489

cv

−0.084

0.002